Tool · BRRRR
BRRRR Calculator
In brief — Enter the price, renovation, after-repair value (ARV) and refinance terms: the tool computes the capital pulled out, the capital left in and the post-refinance cash flow, applying the current conventional refinance cap.
Refinance capped at 80% (conventional refinance maximum). Indicative estimate, not financial advice.
The BRRRR strategy (buy, rehab, rent, refinance, repeat) aims to recover most of the capital by refinancing on the after-repair value.
The applicable refinance cap and the total-cost target that make a BRRRR work are explained in the BRRRR strategy guide below. The full verdict on your project (structure, tax, projection) is in DeedWorth.
Read the full guide: Guide: BRRRR strategy →
Your full analysis with DeedWorth
- Clear verdict: buy, negotiate or walk away
- Maximum recommended price for your return target
- After-tax analysis (CCA, recapture)
- 10-year projection and scenarios
Frequently asked questions
How much can I refinance?
The cap depends on the financing type. The tool applies the current conventional cap; the BRRRR strategy guide covers the special cases (insured programs, multi-unit).
What is ARV?
ARV (after-repair value) is the estimated market value of the property once renovations are complete.
Is the refinance taxable?
No: money pulled from a refinance is a loan, not income — it is not taxable in itself.
Glossary terms: BRRRR · After-repair value (ARV) · Cash flow · Net operating income (NOI) · Debt service coverage ratio (DSCR)
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