Tool · Quebec
Quebec Welcome Tax Calculator
In brief — Quebec's welcome tax is tiered: 0.5% up to $62,900, 1% up to $315,000, then 1.5% above. Montreal applies higher tiers above $552,300: 2%, 2.5%, 3.5% then 4% (2026 scale, indexed).
Estimate based on 2026 brackets, for information only. First-time buyer rebates, exemptions and luxury tiers may change the amount.
The welcome tax (real estate transfer duties) is due on purchase, based on the higher of the price paid and the adjusted assessment-roll value.
The scale is progressive: each value bracket is taxed at its own rate. Montreal applies extra tiers above $552,300 (2026 scale, indexed annually).
Read the full guide: Guide: welcome tax →
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Frequently asked questions
How is the welcome tax calculated?
By brackets on the tax base (higher of price or adjusted roll value): 0.5%, 1% then 1.5%, with higher tiers in Montreal.
When is the welcome tax paid?
The municipality usually bills it within months of purchase; it is payable as a single amount.
Does Montreal cost more?
Yes, Montreal applies higher tiers (up to 4% above $3,113,000) on higher value portions, increasing the total on expensive properties.
Glossary terms: Land transfer tax (welcome tax)
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