Tool · Alberta

Alberta Closing Cost Calculator

In brief — Alberta has no land transfer tax. You only pay small registration fees: $50 + $5 per $5,000 of value (title) and the same calculation on the mortgage.
Title registration$550
Mortgage registration$450
Total payable$1,000

Estimate based on 2026 brackets, for information only. First-time buyer rebates, exemptions and luxury tiers may change the amount.

Unlike most provinces, Alberta charges no land transfer tax — a real advantage on cash to close.

Modest Land Titles registration fees remain: one for the title transfer, one for the mortgage, each $50 plus $5 per started $5,000 tranche.

Full tax analysis (CCA, recapture, 10-year projection)
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Frequently asked questions

Does Alberta have land transfer tax?
No. Alberta is one of the few provinces with no land transfer tax; you only pay small registration fees.
How much are the registration fees?
$50 plus $5 per $5,000, separately for title and mortgage — often a few hundred dollars total.
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