Tool · Ontario
Ontario Land Transfer Tax Calculator
In brief — Ontario: 0.5% up to $55,000, 1% up to $250,000, 1.5% up to $400,000, 2% up to $2M, 2.5% above. In Toronto, an equivalent municipal tax doubles the amount.
Provincial$6,475
Total payable$6,475
Estimate based on 2026 brackets, for information only. First-time buyer rebates, exemptions and luxury tiers may change the amount.
Land Transfer Tax is due on purchase, computed by brackets on the price.
Within the City of Toronto, a municipal tax (MLTT) at the same scale is added: the buyer essentially pays twice.
Full tax analysis (CCA, recapture, 10-year projection)
Analyze a property with DeedWorthFrequently asked questions
How much is Ontario land transfer tax?
It follows a progressive scale from 0.5% to 2.5%. On a $500,000 property it is several thousand dollars, doubled in Toronto.
Do you pay twice in Toronto?
Yes: Toronto's municipal tax mirrors the provincial scale, effectively doubling the duties.
Does an investor get the first-time buyer rebate?
The first-time buyer rebate targets owner-occupants; a rental investor is generally not eligible. See the guide for details.
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