Tool · BRRRR
BRRRR Calculator
In brief — Enter the price, renovation, after-repair value (ARV) and refinance terms: the tool computes the capital pulled out at 80% of ARV, the capital left in and the post-refinance cash flow. Target: total cost ≤ 75% of ARV.
Refinanced out (80% ARV)
$384,000
Capital left in
-$16,000
Capital recovered
100.0 %
Post-refi cash flow
$129
Total cost / ARV: 76.7 % (target ≤ 75%). Indicative estimate, not financial advice.
The BRRRR strategy (buy, rehab, rent, refinance, repeat) aims to recover most of the capital by refinancing on the after-repair value.
On refinance, most lenders go up to 80% of ARV. If total cost (purchase + rehab + holding) stays below that, much of the capital is pulled out for the next project.
Full tax analysis (CCA, recapture, 10-year projection)
Analyze a property with DeedWorthFrequently asked questions
How much can I refinance?
Most lenders finance up to 80% of the after-repair value (ARV) for a rental property.
What is ARV?
ARV (after-repair value) is the estimated market value of the property once renovations are complete.
Is the refinance taxable?
No: money pulled from a refinance is a loan, not income — it is not taxable in itself.
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